Online Payment Terms & Conditions

GENERAL
We may from time to time change the terms that govern your use of artgrain.com.sg. Your use of the website following any such change constitutes your agreement to follow and be bound by the terms as changed. We may change, move or delete portions of, or may add to, the site from time to time.

Payment Option and Pricing
• Online payment can be made through eNETS
• All transactions will be processed in Singapore Dollars (SGD)

Confirmation of Payment
• If successful, an eNETS receipt page will be generated to confirm that your payment was completed
• If unsuccessful, the User will have to re-submit the transaction
• Upon successful payment, Artgrain will send an official receipt and details of payment to your email address registered on our site

ADMINISTRATIVE CHARGE
A 5% administrative charge on top of total payment amount is applicable for eNETS payment.

CANCELLATION & REFUNDS
• Payments are non-refundable
• All cancellation of payments and request for refunds are to be submitted by email to artgrain@hotmail.com for consideration
• Cancellations are only accepted on a case by case basis
• There will be a 10% administrative charge upon successful cancellation of payment
• Refunds may be credited to your bank account within 30 calendar days of receipt of request

DISCLAIMER
You agree that:
Artgrain does not control the online services which you may access or use under this website;
• You are solely responsible for all content that you transmit or make available via online services and/ or the website;
• Artgrain does not endorse or guarantee the reliability, integrity of such online services; and
• such online service may be removed, modified or suspended without notice to you by either Artgrain or any third party;
• and Artgrain will not be liable to you or any third party under any of the points above.

Under no circumstances shall Artgrain be held liable to you or any third party for:

• any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, corruption, delay in operation or transmission, transmission error or unavailability of access;
• any claims, damages, losses, expenses, costs or liabilities (including without limitation, any direct, indirect, punitive, special, incidental or consequential damages),
• arising from or in connection with your access of this web site and/or use of the online services even if Artgrain has been advised as to the possibility.

You agree that your access to and/ or use of this website and/ or the online services is at your sole risk and subject to any additional terms and conditions of access and/ or use imposed by any third party.

By making a payment on artgrain.com.sg or using the site in one way or another, you are thus agreeable to all the conditions above.